smallbanc

Loan analysis and AI implementation for community lenders.

We help credit unions and community banks work smarter on lending—through hands-on file review and practical AI workflows built on the tools you already have.

Community lenders are caught between rising complexity and limited resources. Larger institutions have teams and technology. You have judgment, relationships, and not enough hours in the day.

We bridge that gap. Part practitioner, part translator—people who understand underwriting and know how to make AI tools useful in the real environment of a busy lending shop.

Available for:

• Loan file review and credit analysis

• Document processing workflows in your existing environment

• Process documentation and templates

• Staff training on AI-assisted analysis

This isn't about replacing your team's judgment. It's about clearing away the manual work so that judgment has room to operate.

California-based. Focused on institutions under $1B in assets. Consulting, not software.